This account earns interest from the date of deposit to the date of withdrawal. Interest is posted at the end of each calendar quarter. You will receive a semi-annual statement on this account.

This is a coupon-based savings account. Interest is calculated on the average daily balance and paid at maturity. Checks are mailed in November for your holiday shopping convenience.

This interest-bearing account is a combination checking and savings account. The minimum initial deposit is $1,000. There are no restrictions on the number of cash withdrawals per month; however, only three third party checks and three wire or phone transfers per month are allowed. You will receive a monthly imaged statement. E-mail statements are available.

Similar to our Personal Money Market Account, this account is available for all types of businesses, including corporations. You will receive a monthly imaged statement. E-mail statements are available.

This account is available for term lengths ranging from as short as 7 days to as long as 5 years. Minimum balances are required. Most certificates can be automatically renewed at maturity at the prevailing rate. There is a substantial penalty for early withdrawal. For current rates, please contact any of our locations or click here.

There are several products being offered at this time. A few of the products that you can choose from are a Traditional IRA, Roth IRA, or the Coverdell Education Savings Account (formerly known as an Education IRA). Contributions to this account may be tax deductible. For those individuals who have reached age 50, "catch-up contributions" are being offered. Please contact any of our locations for more information.

A Health Savings Account (HSA) is a tax-exempt custodial account which allows you to pay or be reimbursed for certain qualified medical expenses if you have a high deductible health plan. If you have an Archer MSA (Medical Savings Account), you can generally roll it over into an HSA tax free. The HSA is portable, so you can take it with you if you relocate or change jobs. The money that is not spent stays in the account and gains interest tax free. Unlike a flexible spending account (or similar cafeteria plans), the money remains available for later years.

Click here to do basic savings calculations.

Click here for a fun tool to show you how your savings can grow.

Click here to see how what you save today can help improve your future.